Broker Check

What We OfferServices

At 39 Black Diamonds, our first priority is helping you take care of yourself and your family. We take the time to understand your personal situation, goals, concerns, and vision for the future. Through education, personalized guidance, and protection-focused strategies, we help individuals and families build financial confidence, prepare for retirement, and preserve what matters most. Long-term relationships built on trust, communication, and service remain the foundation of everything we do.

Build. Protect. Preserve.

Everything we do is guided by three simple principles:

Build – Create a strong financial foundation through education and informed decision-making.

Protect – Help safeguard what matters most through protection-focused strategies.

Preserve – Support retirement confidence and help families create a lasting legacy.

Helping Federal Employees Prepare for Retirement

Helping Federal Employees Prepare for Retirement

Federal employees face unique retirement decisions, and understanding your benefits is an important part of preparing for the future. At 39 Black Diamonds, we provide educational guidance to help federal employees better understand their retirement options and make informed decisions with greater confidence.

Our approach is centered on education before recommendations. We take the time to explain how the different components of your federal retirement benefits work together, so you can better understand your options and prepare for retirement with confidence. Areas we frequently discuss include:

Federal Employees Retirement System (FERS)
Thrift Savings Plan (TSP)
Social Security Considerations
Medicare Basics
Retirement Income Planning Concepts
Protection Strategies
Legacy Planning

Whether you're early in your federal career, approaching retirement, or already retired, we can help you better understand your options and prepare for the next stage with confidence.

Prepare for retirementRetirement Income Strategies

Prepare for retirement
Retirement Income Strategies

A confident retirement begins with understanding your options and creating reliable sources of income for the future. At 39 Black Diamonds, we help individuals and families explore retirement income strategies designed to support long-term financial confidence. Through education on Social Security considerations, guaranteed income concepts, annuity solutions, and income sustainability, we help you make informed decisions that align with your goals, timeline, and retirement vision.

Expand Financial HorizonsWealth Protection Strategies

Expand Financial Horizons
Wealth Protection Strategies

Building wealth is important, but protecting it is equally essential. At 39 Black Diamonds, we help individuals and families develop strategies focused on protecting what matters most. From life insurance and income protection solutions to legacy planning and asset preservation concepts, our goal is to help you create a stronger financial foundation while supporting the people and priorities that are most important to you.

NAVIGATING LIFE’S MILESTONES Life & Legacy Planning

NAVIGATING LIFE’S MILESTONES 
Life & Legacy Planning

 Life is filled with transitions, and each new chapter brings important financial decisions. Whether you're preparing for retirement, welcoming a new family member, planning for future generations, or navigating other significant life events, we help you evaluate strategies that align with your evolving goals. Through beneficiary reviews, family protection planning, and coordination with estate planning professionals, we help you create a legacy that reflects your values and intentions.

STRENGTH IN STRATEGYProtection & Risk Management

STRENGTH IN STRATEGY
Protection & Risk Management

A strong financial future requires more than growth—it requires preparation. At 39 Black Diamonds, we help clients identify and address potential risks that could impact their long-term financial security. From retirement income concerns and long-term care considerations to income protection and market volatility risks, we focus on strategies designed to help safeguard your financial confidence while supporting your legacy goals.

Resources
Knowledge Leads to Financial Freedom

From retiring early to funding a college education to fueling your passion for philanthropy, our client-focused resources can help.

Counteracting Capital Gains with Tax-Loss Harvesting

Counteracting Capital Gains with Tax-Loss Harvesting

You may have heard the phrase "tax-loss harvesting." A financial professional may be able to provide some guidance.
Learn More
Gap Insurance for Leased Cars

Gap Insurance for Leased Cars

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.
Learn More
The Power of Interest - How Long Will it take My Money to Do

The Power of Interest - How Long Will it take My Money to Do

Use the Rule of 72 to estimate how long it takes your money to double at a given rate.
Learn More

Start planning with 39 black diamonds

Planning for your financial future is one of the most important decisions you can make. At 39 Black Diamonds, we are committed to providing strategic, personalized guidance designed to help you build, protect, and preserve your wealth with confidence. Let’s work together to create a plan that supports your goals today — and secures your legacy for tomorrow.

Begin Your Journey